Fee clauses A Seville court has declared the nullity of the expenses clause, the sum of which amounts to a total of around 4,000 euros and has pioneeringly included the
Our firm has achieved a new success in banking law. This is an agreement reached with Banco Santander, so that one of our clients can recover more than 25,000 euros
A few days ago, we learned of the Supreme Court ruling that imposes limitations on the retroactivity of the floor clause. But what does this ruling really imply, and how
It has been a few years since you took out your mortgage loan with the financial institution you trusted. Today, astonished, you observe what is happening with the floor clauses
Until now it seemed that, unless expressly agreed otherwise, dation in payment to settle a mortgage debt was more of a dream than a reality. However, it seems that compulsory
Swaps are financial products aimed at large professional investors who play with future exchange flows. In recent years, interest rate swaps have become infamous because banks sold them to individuals
From 2006-2007, some financial institutions such as Banco Santander, Banco Popular and Caixabank, through their private banks, began to market bonds, convertible bonds and promissory notes of the now dying
When the property bubble began to burst and interest rates were expected to fall, the former bank Banesto, now part of Banco Santander, began to offer what it called the
For many Spanish banking users, it is almost unimaginable to think that banks could abuse their lack of knowledge to sell them products that are so complex in themselves and
Many SME managers still believe that they cannot claim against being sold swaps because they think that, as they are legal entities, the courts will never uphold their claims. Nothing
