According to the latest estimates, four out of ten Spaniards prefer to live in rented accommodation rather than become homeowners and taking out a mortgage. This preference opens up a
A few years ago, at the height of the property boom and the economic crisis, the rate that commonly regulates mortgages for homebuyers in Europe was at an all-time high.
There have been many people who have been trapped in the purchase of an off-plan property that was never delivered to them and who are now struggling to recover the
The entry into negative territory for the Euribor and the lowering of the interest rate to 0% by the European Bank has created a completely new scenario for mortgages in
Over the last few months, many lawsuits have been lost by financial institutions over mortgage floor clauses that banks have begun to fear the amount they will have to pay
Judges continue to support that banks should return savings to those who bought homes that were never delivered. Judges continue to support the banks being responsible for returning the money
Around 11% of mortgages taken out in Spain are referenced to the Mortgage Loan Reference Index (IRPH), an indicator that is applied to variable rate mortgages and that has been
The property crisis that we have suffered for almost a decade has left thousands of people with their housing development at a standstill or so far behind that they no
The new year begins, for many, with the illusion of buying a new home. After more than 7 years of crisis in the property sector, it seems that the time
Are you still paying the same instalment every month even when your mortgage has been revised? Your contract does not contain the term “floor clause” anywhere but your instalment never
